Judopay and Visa’s CyberSource partner to bring in-app payments to merchants globally
- In-app payments forecast to be worth $1.2 trillion across North America and Europe by 2020¹
- Businesses in 190 countries now offered rapid, simple mobile payments integration whilst retaining acquiring bank
Judopay, the m-commerce payments platform today announced a partnership with Visa to utilise the CyberSource payment management solution to offer consumers a more seamless digital payment experience, and greater choice in how they pay in mobile—via payment cards, card-on-file, wallets and at the point-of-sale.
Judopay provides merchants with a fast, simple way to accept in-app payments by offering development teams the flexibility to integrate in-app mobile payments technology with as little as three lines of code, whilst retaining their existing acquiring bank relationship. The partnership provides Judopay with extensibility to broaden its reach and offer in-app payments on a global scale using CyberSource’s payment management platform. The companies are working collaboratively to help accelerate the adoption of safe, reliable and convenient mobile payments for consumers and merchants—and help drive increased sales through simplicity and convenience.
The partnership comes at a time when mobile payments are predicted to grow twice as fast as traditional e-commerce², driven by consumer demand for anytime, anywhere, everywhere experiences through mobile and app adoption. Judopay’s slick interface and frictionless checkout experience helps increase conversion rates and revenues, whilst also helping protect against mobile fraud as businesses expand into new markets.
Ryan Farley, CEO at Judopay, said, “We’re seeing that, for brands around the globe, great apps are at the centre of growth. The CyberSource partnership means we can support new and existing customers in their rapid expansion worldwide, whether in London, Rio, New York, Paris or Dubai. We take a pride in partnering with our customers to provide the best service and growth opportunity with cutting edge technology.”
Neil Caldwell, Vice President, CyberSource Europe, at Visa, said, “Deep partnerships are at the core of all we do at CyberSource. Whilst the ability to respond to evolving buying behaviours and embrace digital change, is front of mind for today’s business leaders—who are operating in increasingly competitive times. Judopay is a key partner in helping enable businesses to execute a mobile strategy, and help support wider initiatives.”
The DevOps mindset is at the core of how we maintain a robust infrastructure here at Judopay, and we’re always on the lookout for anything that can improve our existing toolset.
With that in mind, we have recently looked at the Concourse CI system as a possible continuous integration/build server. The product looks very strong, but documentation for installing is sparse as it’s still in its infancy, so we thought we’d go through some detail and gotchas here for anyone else thinking of giving it a try. read more
Security is at the heart of what we do at Judopay and as a result, we ensure we’re always staying on top of the latest industry-wide security updates & changes, like PCI.
What is happening?
As you may be aware by now the PCI Security Council released the PCI-DSS 3.1. The main change related to the deprecating of TLS 1.0 & SSL 3.0 as recognised secure protocols. As stated in our previous emails this means that there are a few mandatory updates you need to be aware of.
From October 20th any connection (App/Web/API) to Judopay that is not using the following will not be able to process live transactions. read more
‘Aaarghh – why are they asking me for all this, all I want is to pay!’
I am often heard growling something along those lines (swearing omitted), when I try to complete a payment from my phone.
As the UX lead at Judopay, when faced with poor checkout experiences – that, I some years ago might have accepted as the painful way of things – now invoke similar reactions in me as when my older relatives are having ‘computer problems’, blood pressure included. read more
After launching in the US last year, Android Pay™ is finally coming to the UK. It has enormous potential to make 2016 a very significant year for mobile payments. Android has a 51.9 %* market share in the UK which means millions of Android users will now be able to pay for things quickly and securely with just a single tap, whether in-store or in-app.
This summer, I came across an opportunity to write my first SDK, so I leapt at it. As developers, there is something very appealing about writing software for use by other developers. It might be because of the sense of solidarity that you’ve made life easier for sisters/brothers in code, or the thrill of a backseat driver finally getting a chance at the wheel. That is until the realisation that the demographic you’re serving will also be the best equipped to critique your output, this is especially true when producing an open source repository.
So below are some lessons (some key, some trivial) that I learned while coding judo’s Xamarin SDK.
As an app developer or retailer – you have the sweetest opportunity to engage, and sell – to your loyal customer base in the coming months. Furthermore, this is the time of year to attract and retain new customers with great offers during a time of commercial frenzy.
Experts have predicted that the frenzy of Black Friday can ‘lead to the first £1bn online shopping day in the UK’. A recent survey also suggested that many shoppers have been put off by the frantic in-store shopping experience, and hence ‘only 38 per cent of Britons plan to hit the shops on Black Friday as opposed to 44 per cent last year’.
To help you get ready for the impending holiday season, we have pulled together some tips to make sure your mobile app is prepared when shoppers arrive looking for holiday deals.
Last week, James Quinn, the Group Business Editor of Telegraph Media Group, wrote that Domino’s Pizza is ‘far more valuable a digital company than any tech unicorn’ (read the full piece here). It is a good opinion piece, and we agree that Domino’s has seen major success in their investment in digital and mobile channels (we like what they did with their app, we even wrote about it here). However, it is rather concerning that one of our country’s leading business voices doesn’t seem to buy into the future of London: ‘so-called unicorn tech companies’.
Mobile now accounts for more than a quarter of all e-commerce transactions globally, and that number is increasing rapidly as our shopping behaviour continues to shift towards mobile first. The speed of commerce growth on mobile channels is now 3 times faster than on traditional e-commerce channels. UK commuters are already spending £9.3bn a year on the supercomputers in their pockets. We are increasingly trained to expect the purchasing experience on mobile to not only be easy but also fast. Which is why an overwhelming 69% of consumers would abandon a purchase if the checkout process within an app or website is not optimised for mobile devices.
Why is it then, that most of the top 100 retailers in the UK are still failing to offer customers a quick and seamless native mobile checkout experience?
1. Added support for loyalty cards, giving you another reason to keep using Apple Pay
(image from iphonehacks.com)
iOS 9 will give you the ability to add brand loyalty cards into Wallet (the new Passbook), so you can earn and redeem rewards while paying with Apple Pay. This is an important improvement because now consumers will have another reason to choose Apple Pay as their payment method of choice. Not only is Apple Pay easy, quick and secure, it is now also rewarding to use.