Judopay and Visa’s CyberSource partner to bring in-app payments to merchants globally
- In-app payments forecast to be worth $1.2 trillion across North America and Europe by 2020¹
- Businesses in 190 countries now offered rapid, simple mobile payments integration whilst retaining acquiring bank
Judopay, the m-commerce payments platform today announced a partnership with Visa to utilise the CyberSource payment management solution to offer consumers a more seamless digital payment experience, and greater choice in how they pay in mobile—via payment cards, card-on-file, wallets and at the point-of-sale.
Judopay provides merchants with a fast, simple way to accept in-app payments by offering development teams the flexibility to integrate in-app mobile payments technology with as little as three lines of code, whilst retaining their existing acquiring bank relationship. The partnership provides Judopay with extensibility to broaden its reach and offer in-app payments on a global scale using CyberSource’s payment management platform. The companies are working collaboratively to help accelerate the adoption of safe, reliable and convenient mobile payments for consumers and merchants—and help drive increased sales through simplicity and convenience.
The partnership comes at a time when mobile payments are predicted to grow twice as fast as traditional e-commerce², driven by consumer demand for anytime, anywhere, everywhere experiences through mobile and app adoption. Judopay’s slick interface and frictionless checkout experience helps increase conversion rates and revenues, whilst also helping protect against mobile fraud as businesses expand into new markets.
Ryan Farley, CEO at Judopay, said, “We’re seeing that, for brands around the globe, great apps are at the centre of growth. The CyberSource partnership means we can support new and existing customers in their rapid expansion worldwide, whether in London, Rio, New York, Paris or Dubai. We take a pride in partnering with our customers to provide the best service and growth opportunity with cutting edge technology.”
Neil Caldwell, Vice President, CyberSource Europe, at Visa, said, “Deep partnerships are at the core of all we do at CyberSource. Whilst the ability to respond to evolving buying behaviours and embrace digital change, is front of mind for today’s business leaders—who are operating in increasingly competitive times. Judopay is a key partner in helping enable businesses to execute a mobile strategy, and help support wider initiatives.”
The DevOps mindset is at the core of how we maintain a robust infrastructure here at Judopay, and we’re always on the lookout for anything that can improve our existing toolset.
With that in mind, we have recently looked at the Concourse CI system as a possible continuous integration/build server. The product looks very strong, but documentation for installing is sparse as it’s still in its infancy, so we thought we’d go through some detail and gotchas here for anyone else thinking of giving it a try. read more
What hardware should you give a developer? The answer is, it depends. Below is an overview of what we’ve invested in and why it’s important to us.
For the best part of the past ten years, I’ve been a software developer, with the majority of that time building .NET applications. Microsoft has a platform that enables languages such as C# to be incredibly powerful, constantly evolving, and expressive, yet easy to read and follow. Technologies such as ASP.NET MVC, WebAPI and EntityFramework remove much of the complexity from the developer, allowing them to concentrate on their primary tasks — building and releasing software.
Recently, I was given the opportunity to cross-train, learn and contribute to judo’s iOS native SDKs. Given the above, I surprised myself with how quickly I jumped at the chance. I’ve been working with the SDK team for just over a month now, below are some initial thoughts from my jump to the ‘other’ side.
After launching in the US last year, Android Pay™ is finally coming to the UK. It has enormous potential to make 2016 a very significant year for mobile payments. Android has a 51.9 %* market share in the UK which means millions of Android users will now be able to pay for things quickly and securely with just a single tap, whether in-store or in-app.
We have come a long way from the 4.1 iOS Objective-C SDK. Since the release, we have introduced our new collection of Swift SDKs, judoSwift, which simplified the communications with judo’s REST API, and paved the way for the feature rich judoKit. Our kit contains out-of-the-box functionalities like Address Verification System (AVS), 3D Secure, and other input verifications necessary for submitting card information for payments and other transactions. Together with our mobile-specific fraud prevention judoShield module, we provide the perfect basis that makes accepting transactions easier, simpler, and more secure.
In our pursuit to make payments in apps even more secure, and due to changes in PCI’s security standards, we are phasing out some older versions of our tech. This means you might need to upgrade to our latest SDKs by the 20th October 2016.
This guide will walk you through the steps needed to upgrade your app to the latest SDK.
In version 5.1 of our Android SDK, we wanted to introduce lots of new features, focus on improving the quality of the codebase, and make customizing the SDK to match your app’s brand easier. With this in mind, it made sense to completely rewrite the SDK from the ground up.
If you’re using an older version of the Android SDK (pre 5.1), you will need to complete an upgrade to this version by 20th October 2016 due to PCI Compliance changes that were introduced (PCI DSS 3.1).
To make the process of upgrading to version 5.1 as smooth as possible, let’s walk through the main steps required to get your app updated.
Security is at the heart of what we do here at judo, and to ensure that our platform and services are adhering to the latest security standards laid out by the PCI council (PCI DSS 3.1), we have made some updates to our API and SDKs.
These updates mean that we will be ending support for TLS 1.0 and below on 20th October 2016. After that date, any API requests or dashboard sessions will need to use either TLS 1.1 or TLS 1.2. (However, while not being immediately phased out, TLS 1.1’s days are numbered as well, so we would highly recommend an upgrade to TLS 1.2.)
This summer, I came across an opportunity to write my first SDK, so I leapt at it. As developers, there is something very appealing about writing software for use by other developers. It might be because of the sense of solidarity that you’ve made life easier for sisters/brothers in code, or the thrill of a backseat driver finally getting a chance at the wheel. That is until the realisation that the demographic you’re serving will also be the best equipped to critique your output, this is especially true when producing an open source repository.
So below are some lessons (some key, some trivial) that I learned while coding judo’s Xamarin SDK.
As an app developer or retailer – you have the sweetest opportunity to engage, and sell – to your loyal customer base in the coming months. Furthermore, this is the time of year to attract and retain new customers with great offers during a time of commercial frenzy.
Experts have predicted that the frenzy of Black Friday can ‘lead to the first £1bn online shopping day in the UK’. A recent survey also suggested that many shoppers have been put off by the frantic in-store shopping experience, and hence ‘only 38 per cent of Britons plan to hit the shops on Black Friday as opposed to 44 per cent last year’.
To help you get ready for the impending holiday season, we have pulled together some tips to make sure your mobile app is prepared when shoppers arrive looking for holiday deals.